:root {
  --navy: #082d49;
  --navy-2: #0d3b5b;
  --green: #315e3a;
  --green-2: #6c8a43;
  --gold: #f2c46c;
  --cream: #fbf7eb;
  --white: #ffffff;
  --ink: #122331;
  --muted: #5f6f79;
  --shadow: 0 24px 80px rgba(4, 24, 42, 0.22);
  --radius: 24px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.55;
}
a { color: inherit; }
img { max-width: 100%; display: block; }
.container { width: min(1120px, calc(100% - 32px)); margin: 0 auto; }
.skip-link { position: absolute; left: -999px; top: auto; width: 1px; height: 1px; overflow: hidden; }
.skip-link:focus { left: 16px; top: 16px; z-index: 99; width: auto; height: auto; padding: 12px 16px; background: var(--gold); color: var(--navy); border-radius: 8px; }
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(7, 37, 60, 0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(255,255,255,0.12);
}
.nav-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 76px; gap: 20px; }
.brand { display: flex; align-items: center; gap: 12px; color: var(--white); font-weight: 850; text-decoration: none; letter-spacing: .02em; }
.brand img { width: 54px; height: 54px; border-radius: 50%; background: #fff; }
.nav-links { display: flex; gap: 22px; color: rgba(255,255,255,0.88); font-weight: 700; font-size: 0.95rem; }
.nav-links a { text-decoration: none; }
.nav-links a:hover { color: var(--gold); }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; border: 0; border-radius: 999px; padding: 14px 22px; font-weight: 850; text-decoration: none; cursor: pointer; transition: transform .18s ease, box-shadow .18s ease, background .18s ease; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: linear-gradient(135deg, var(--gold), #ffe5a3); color: #092b45; box-shadow: 0 12px 30px rgba(242, 196, 108, .30); }
.btn-outline { border: 2px solid rgba(255,255,255,.78); color: var(--white); background: rgba(255,255,255,.08); }
.btn-small { padding: 10px 16px; background: var(--gold); color: var(--navy); }
.btn.wide { width: fit-content; margin-top: 16px; }
.hero { position: relative; overflow: hidden; color: var(--white); min-height: 740px; display: grid; align-items: center; }
.hero-bg { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(5, 27, 46, .94), rgba(7, 45, 73, .82) 46%, rgba(5, 32, 52, .50)), url('assets/hero-bg.jpg') center/cover no-repeat; transform: scale(1.02); }
.hero:after { content:""; position: absolute; inset: auto 0 0; height: 160px; background: linear-gradient(180deg, rgba(251,247,235,0), var(--cream)); }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.05fr .72fr; gap: 46px; align-items: center; padding: 72px 0 94px; }
.eyebrow { color: var(--gold); text-transform: uppercase; font-weight: 900; letter-spacing: .16em; font-size: .78rem; margin: 0 0 10px; }
h1, h2, h3 { line-height: 1.08; margin: 0 0 16px; }
h1 { font-size: clamp(2.7rem, 5.2vw, 5.9rem); letter-spacing: -0.05em; max-width: 900px; }
h2 { font-size: clamp(2rem, 3.4vw, 3.9rem); letter-spacing: -0.04em; }
h3 { font-size: 1.35rem; }
.lead { max-width: 690px; font-size: clamp(1.08rem, 1.8vw, 1.35rem); color: rgba(255,255,255,0.90); }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin: 30px 0; }
.trust-strip { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 26px; }
.trust-strip span { background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.18); border-radius: 999px; padding: 9px 13px; color: rgba(255,255,255,.91); font-weight: 800; }
.hero-card { background: rgba(255,255,255,.11); border: 1px solid rgba(255,255,255,.18); border-radius: 28px; padding: 14px; box-shadow: var(--shadow); backdrop-filter: blur(8px); transform: rotate(1deg); }
.hero-card img { border-radius: 20px; box-shadow: 0 18px 46px rgba(0,0,0,.32); }
.section { padding: 88px 0; }
.section-heading { text-align: center; max-width: 820px; margin: 0 auto 44px; }
.section-heading.left { text-align: left; margin: 0; }
.section-heading p { color: var(--muted); font-size: 1.08rem; }
.cards { display: grid; gap: 18px; }
.service-grid { grid-template-columns: repeat(3, 1fr); }
.card, .feature-box, .coverage-card, .quote-card { background: #fff; border: 1px solid rgba(13, 59, 91, .12); border-radius: var(--radius); padding: 28px; box-shadow: 0 12px 44px rgba(8, 45, 73, .08); }
.card .icon { display: inline-grid; place-items: center; width: 54px; height: 54px; background: rgba(49, 94, 58, .12); border-radius: 18px; font-size: 1.6rem; margin-bottom: 18px; }
.card p, .feature-box p, .coverage-card p { color: var(--muted); margin-bottom: 0; }
.section-dark { background: linear-gradient(135deg, var(--navy), #103d59); color: var(--white); }
.section-dark p { color: rgba(255,255,255,.82); }
.two-col { display: grid; grid-template-columns: 1fr .65fr; gap: 40px; align-items: center; }
.check-list { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 14px; }
.check-list li { position: relative; padding-left: 34px; font-weight: 750; color: rgba(255,255,255,.94); }
.check-list li:before { content:"✓"; position: absolute; left: 0; top: -2px; color: var(--gold); font-weight: 900; }
.feature-box { background: rgba(255,255,255,.10); border-color: rgba(255,255,255,.18); box-shadow: none; }
.feature-box .btn { margin-top: 18px; }
.coverage-wrap { display: grid; grid-template-columns: 1fr .75fr; gap: 34px; align-items: center; }
.coverage-card { background: linear-gradient(135deg, #fff, #f6f1df); border-left: 8px solid var(--gold); }
.coverage-card strong { display: block; font-size: 1.35rem; color: var(--navy); margin-bottom: 8px; }
.section-alt { background: #f4eedb; }
.process-grid { display: grid; grid-template-columns: .75fr 1fr; gap: 42px; }
.steps { counter-reset: steps; list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.steps li { display: grid; grid-template-columns: 54px 1fr; gap: 18px; background: #fff; border-radius: 22px; padding: 22px; border: 1px solid rgba(13,59,91,.10); }
.steps span { display: grid; place-items: center; width: 54px; height: 54px; border-radius: 50%; background: var(--navy); color: #fff; font-weight: 900; font-size: 1.2rem; }
.steps p { margin: 0; color: var(--muted); }
.quote-section { background: linear-gradient(180deg, var(--cream), #fff); }
.quote-grid { display: grid; grid-template-columns: .8fr 1fr; gap: 42px; align-items: start; }
.quote-card { display: grid; gap: 16px; }
label { display: grid; gap: 7px; font-weight: 800; color: var(--navy); }
input, select, textarea { width: 100%; border: 1px solid rgba(13,59,91,.22); border-radius: 14px; padding: 13px 14px; font: inherit; background: #fff; color: var(--ink); }
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(242,196,108,.45); border-color: var(--gold); }
.form-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 4px; }
.form-actions .btn-outline { color: var(--navy); border-color: var(--navy); }
.quote-output { display: block; white-space: pre-wrap; background: #f7f4e9; border: 1px dashed rgba(13,59,91,.25); border-radius: 14px; padding: 14px; color: var(--ink); min-height: 48px; }
.small-note { color: var(--muted); font-size: .95rem; }
.site-footer { background: #061f33; color: rgba(255,255,255,.82); padding: 54px 0; }
.footer-grid { display: grid; grid-template-columns: 1fr .55fr .85fr; gap: 32px; align-items: start; }
.footer-logo { width: 96px; border-radius: 50%; background: #fff; margin-bottom: 12px; }
.site-footer h2 { font-size: 1rem; text-transform: uppercase; letter-spacing: .12em; color: var(--gold); margin-bottom: 12px; }
.site-footer a { color: #fff; font-weight: 850; }
@media (max-width: 920px) {
  .nav-links { display: none; }
  .hero-grid, .two-col, .coverage-wrap, .process-grid, .quote-grid, .footer-grid { grid-template-columns: 1fr; }
  .hero { min-height: auto; }
  .hero-card { max-width: 480px; margin: 0 auto; transform: none; }
  .service-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 620px) {
  .brand span { display: none; }
  .hero-grid { padding-top: 54px; }
  h1 { font-size: 2.65rem; }
  .service-grid { grid-template-columns: 1fr; }
  .section { padding: 64px 0; }
  .btn { width: 100%; }
  .nav-wrap { min-height: 66px; }
}